About Us

Why Guaranteed Income From Income Folios?

We are an organization that believes that we are responsible for holding the dreams of other people in our hands. It gives us purpose. And the results have been fantastic. We have:

  • Helped people retire sooner than they expected.
  • Provided our clients with inflation-protected lifetime income.
  • Supplemented Social Security and pensions with guaranteed lifetime income.
  • Shown people ways to increase income without increasing taxes.
  • Reduced fees paid to other financial professionals.
  • Provided each client with a written and understandable retirement plan, crafted to serve their life goals.

We help retirees and pre-retirees attain their financial freedom

We create plans to help you:

  • Feel comfortable that you have less risk than you ever had.
  • Be comfortable with any remaining risks you may still have.
  • Be comfortable with the amount of income that you have.
  • Know that the income is not going to run out for as long as you live.
  • Understand what your fees, if any, might be.
  • Have all of this in writing.

It is our mission to help Retirees and Pre-Retirees attain financial freedom by protecting and growing their assets to create dependable income that will last for as long as they live while avoiding excessive and unnecessary risks.

Our Battle Cry

It takes time and a great deal of thought to create a retirement plan that meets all of your goals and objectives. It is unlikely that you will have the retirement lifestyle you are looking for if you, or your advisor, rushes through the process, and if you don’t have a plan in writing. If you are like most people, you are confused and worried about your money. Our planning process takes time, is educational, and should help eliminate the stress and worry you have about your money.

The retirement savings you have now must last your entire lifetime. You only retire once. You get one chance to get it right, or you may find yourself changing your lifestyle to fit your budget if the money runs out. You need a lifetime income plan. You can’t afford to make a mistake. Most importantly, you need that plan in writing.

Who We Are

Incomefolios.com is part of the Mature American Planning Company, a privately held firm that helps people think about their money in retirement. Using our Income For Life Software, we are able to offer personalized retirement plans. We believe in the importance of guaranteed lifetime income for a safe and secure retirement. Working with reputable financial firms and insurance companies worldwide, we help those at or near retirement move from their accumulation plan to a distribution strategy through the use of income guarantees.

People and Money

We have found that the vast majority of retirees and the soon-to-be-retired, regardless of age, income, or education, did not understand money or income taxes. Because of their lack of understanding, they made many mistakes. We found that the best way we can help you is by education, by making complicated subjects understandable. Retirees with an abundant income that is guaranteed for as long as they live, seem to be far more independent and empowered, with fewer regrets and far more memories.

Don’t Live a Just-In-Case Retirement

One of the saddest things we see is when someone has been retired for 5, 10, 15 years, or more and has assets that have been left untouched the entire time. What is mind-boggling is the majority of these people could have really used the income from their assets to improve their lifestyle. They have continued to sacrifice during the entire time they have been retired. They could have enjoyed retirement at a significantly higher level. Instead, they are under-enjoying their golden years.

You only have one chance to get retirement right

Unfortunately, many people may not realize they haven’t invested their money wisely until it is too late. Your financial future is too important to leave to chance. Let us provide you insights into strategies you’re likely not aware of using our proprietary Income for Life software.

Conclusion

Getting a second opinion on your retirement plan is important. It can provide the peace of mind that comes from a guaranteed lifetime of income. Let us help you with your dreams, and let us put it all in writing.